If you are part of the population who uses Mobile/Online Banking, you are doing great!!! Keep it up! 👍🏾
If you are part of the population who is not using Mobile/Online Banking, I strongly encourage you to adapt quickly! Mobile Banking can be a little intimidating, but no worries! I am sure at your Financial Institution, you have an exciting banker eager to answer any questions you may have!
“Why is it necessary, I’m comfortable with how things are now?!” You may ask. Or you may be thinking, “I’m old school.” Very valid questions and concerns, but you have to open your box a little bit. Financial Institutions, are moving more digital. It is necessary for the institutions to stay current with the market. Today you can make purchases, have access to boarding your flight, watch movies, video chat across the country, and so much more with your Cellular Device!
Many people are weirded out with having easy access to sensitive information. It is great to think that way! However, rest assured that your Financial Institution will not put you in any compromising situations. Online Banking has the same security system your Institution uses. Meaning, it is just as safe as doing a transaction in person.
Also it is super convenient!! How often is it you miss the bank by minutes??? How frustrating! With Mobile/Online Banking life is easier. 😎
The only difference between the two is the device you are using. To be mobile is to have the option to move around and be free. With that being said you have Mobile Banking with your Cellular or Tablet Device.
Benefits of Mobile/Online Banking:
- 24 hour access to your account
- Ability to update important information ex; address, telephone number, email address
- Ability to pay all of your bills
- Ability to deposit checks
- Order Checks
- Stop Payments
- Access to your statements for up to a year, or even longer
- Ability to transfer from different accounts, as well as people
- Most institutions have cool apps, which are very innovating and user friendly
Earlier I mentioned adapting quickly. With the world around us becoming more digital so are our Financial Institutions. ATM’s are taking on more of a Teller role. You will see less drive thru’s, as well as Tellers. In place you will see more multi functional ATMs. A lot of people are on the fence about the concept, but the truth is if you do not jump on board you will be left behind.
I posted some pictures below of devices needed for Online and Mobile Banking. If you have one of these you are good to go!
Have you had the opportunity to try Apple Pay or Samsung Pay? If not I would definitely give it a try. It saves you time, and it’s super convenient!
Apple Pay – is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And now you can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too.
- Click on the Apple Pay link above to check out all the stores that accept this form of payment.
Samsung Pay – Carry your favorite cards on your devices so you can pay in-person or in-app. Plus, get extra rewards for the same purchases you make every day. Samsung Pay also, lets you carry your credit, debit, gift and membership cards on your devices. Samsung Pay currently supports 1000+ banks and credit unions, and there are more on the way.
- Click on the Samsung Pay link above to check out all the stores that accept this form of payment
Recently 143 million American consumers were exposed in a data breach at Equifax.
Here are the facts, according to Equifax.
The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people. And they grabbed personal information of people in the UK and Canada too.
There are steps to take to help protect your information from being misused. Visit Equifax’s website, www.equifaxsecurity2017.com.